Life is constantly changing, but there are some transitions that seem to count more than others. While these major life transitions and goals are usually worth the wait and effort, they can also be pretty stressful. If you are preparing for a major life change, you can lessen that tension by finding ways to reduce any costs involved, so you will have one less thing to worry about. Here are some tips to help.


Preparing for a Major Career Transition

There’s nothing more nerve-wracking than changing jobs, which can leave you with some serious anxiety. Still, this can be a major life transition that is well worth any added stress or effort, and these budget-friendly tips can make things a little easier.

Use Grants or Tax Breaks to Help With Education Costs

If switching careers means going back to school, you should know that there may be grants you can use to reduce your out-of-pocket expenses. Depending on your income, you may qualify for Pell grants which do not need to be paid back. Another budget-savvy tip for folks going back to school is to check for tax breaks that will help offset any costs of tuition for returning students.

Look for Deals on Professional Attire

At some point, you’re likely going to need to attend interviews and meetings with professional employers, and looking your best can help you make the right first impression.  Just know that you don’t have to spend a fortune on suits or professional attire, especially when it is so easy to find deals from Nordstrom Rack and other popular retailers. Nordstrom Rack promo codes, online coupons, and cashback incentives can also help you save further.


Preparing for a Major Move

Moving can be even more stressful than starting a new career, especially if you are working on both of these transitions at once. If you’re worried about the costs of moving, there are some ways to keep those expenses low.

Schedule Professional Moving Services in the Off-Season

If you have some control over your big move, there are some big ways you can save when it comes to professional moving costs. One of the most effective tricks for keeping moving fees low is to move during less busy seasons, like fall and winter, when rates will be much lower.

Download Travel Apps to Save on Gas, Hotels, and More

For long-distance moves, dealing with travel expenses can cause extra stress. So before you hit the road for your final destination, make sure you have a few money-saving travel apps loaded on your smartphone. You can use these apps to find deals on things like gas and hotels.


Preparing to Buy a First Home

If your move includes buying your first home, you may also be looking for ways to get the best deal on your new house and any associated costs. You can use these home-buying tips to ensure that your mortgage and expenses stay below your budget.

Research Home Loan Options for First-Time Buyers

As a first-time home buyer, you may be able to take advantage of special home loans that will make buying your first home more affordable. Many of these loans come with lower interest rates that can keep your mortgage payments manageable, as well as minimal down payment requirements, so you won’t have to worry about spending a lot of cash upfront.

Look for Ways to Improve Your Credit Score Fast

If you want to qualify for lower interest rates on your new home loan, you need to have a good credit score. Boosting your credit score could be as simple as having inaccurate accounts or payment histories removed, but you may also need to spend some time paying down debts in order to improve your debt-to-income ratio for home loans.

Working through any major life transition can take time and patience. But the wait will be well worth the positive changes for your life. Plus, you can save yourself some cash and added stress by using the tips above.

Jennifer Scott


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